S N Gupta The Banking Law – In Theory and Practice serves as a treatise on the laws governing banking and financial services. In addition to covering the usual nuances associated with banking, it also includes current and relevant aspects of financial services such as insolvency and bankruptcy, provisions related to guarantees, and the electronic and digital dimensions of banking. These additions aim to make the book highly user-friendly and emphasize the practical applications of the subjects discussed.
The book retains its comprehensive analysis on core subjects such as the protection to the paying & collecting banker, special accounts, dishonour of cheque, bankers’ lien, fixed deposits, mortgage, irrevocable letters of credit, contract of guarantee, surety’s liability, laws relating to performance guarantee, and landmark judgements by different High Courts and the Hon’ble Supreme Court of India.This edition emphasizes the critical role of legal and corporate due diligence in debt transactions to manage regulatory risks and ensure compliance. It also details advanced fraud mitigation strategies, including data analytics, cyber forensics, and predictive techniques, supported by case studies.